Home Maintenance

Homeowner Essentials Course: Home Ownership and Home Maintenance

Congratulations! You’ve achieved the American Dream…but can you hold on to it? In these unprecedented financial times, protecting your investment might be harder than you think. HomeCoach-USA’s Homeowner Essentials online training program is designed to help you benefit from and enjoy your real estate investment for years to come. What you can expect in the 9 online courses comprising this program is engaging training that is based on years of working with folks just like yourself. In addition, you will also receive a 60 minute online coaching session with an expert HomeCoach! Read below to learn more.

Who Should Take This Course?

• Homeowners
• Homebuyers in the latter stages of purchasing a home
• Consumers

Why Should I Take This Course?

After finishing this course, you will be able to:

• Anticipate challenges related to homeownership
• Manage your fiscal health with consideration of the increased financial obligations created by homeownership.
• Create and maintain manageable budget reflecting the proper balance of spending and saving.
• Manage factors that may impact your ability to remain in your home
• Identify tools and tips that can help you manage homeownership
• Recognize resources available to homeowners
• Understand the loss mitigation options, such as the Making Home Affordable Program, and foreclosure prevention measures, such as restitution, short sales and deed-in-lieu

What Will I Learn?

There are nine sections in the Homeowner Essentials course that will help you understanding the essentials of homeownership:

1.  Homeownership:  Protecting Your Greatest Investment
2.  Creating and Living Within a Budget
3.  Six Golden Keys to Understanding Your Credit
4.  Improving Your Credit Scores
5.  Making Your Mortgage Work for You
6.  Avoiding Scams and Predatory Lending
7.  Preventing Foreclosure: Exploring Your Options
8.  Navigating the Foreclosure Process
9.  Surviving Tough Economic Times

Click here to download the course outline.

The Coaching Session: The HomeCoach-USA Difference
With the purchase of your course, you will also be able to chat online for 60 minutes with an experienced “HomeCoach” within our course website. Your HomeCoach is a representative of HomeFree-USA, a nonprofit organization that specializes in homeownership development, foreclosure intervention and financial empowerment.

Examples of HomeCoach chat topics include:

• Basics of buying a home
• Credit questions
• Lender expectations and/ or communications
• The homebuying process, timeline and players
• Home maintenance
• Basic foreclosure prevention
• General financial literacy

We also recommend that you consider working with one of the housing counselors in your area to help you achieve your housing goals. These counseling agencies are experienced with helping homeowners like you reach their goals, such as managing your finances, buying a home or keeping your home if you are under the threat of foreclosure. Click here to find a housing counselor in your area.

About HomeCoach-USA Online Courses
HomeCoach-USA Courses give you access to complete, online courses that you can access from any computer with an internet connection – whether at home, or even at the library. You can pause your course and start back up at any time. Our courses contain 8 to 10 different topics to get you on the path to reaching your housing and finance goals. After you finish your online course, you will receive a certificate. You have six months from the date of enrollment to complete your course. It will take approximately 8 hours to complete the course. 

How to Sign Up
The registration for Homeowner Essentials, which includes the 60-minute coaching session, is $95. Everyone in your household may take the course, but only one certificate will be awarded. To sign up, add the course to your cart and follow the registration prompts.